Several discussions I have recently had have been about how poorly creditors behave. Consumers have credit scores; why don't creditors have credit reporting based on their consumer-lending behavior? Especially after the Countrywide fiasco, I believe that people who are financially sophisticated and able to cherrypick their creditors are no longer oblivious to the bad apple effect in their community-at-large.
This is the best I've found, and I've searched already for my current nemesis so that you can loathe them yourselves. They have many services, and often underwrite consumer retail cards. Complaints Board for GE Money.